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Loan Programs

We offer a comprehensive list of loan programs here at Mortgage Network Consultants, contact us to find out which is the best option for you.

Qualified Mortgages

A Qualified Mortgage is a class of mortgages that meet certain borrower standards.

Conventional

Fixed-rate mortgages maintain the same interest rate, for predictable monthly payments for the life of the loan

FHA Mortgage

Popular with first-time home buyers because of lower down payment and credit score requirements, an FHA loan is backed by the Federal Housing Administration.

VA Home Loan

A VA loan is zero down payment option issued by private lenders to Veterans, Service members and family to become homeowners.

USDA

A USDA home loan is a zero down payment mortgage for eligible rural homebuyers & homeowners. Designed to help improve the economy and quality of rural America.

Low Down Payment Programs

Loans that can help make a home ownership more affordable are the Affordable Loan Solution mortgage and the Freddie Mac Home Possible mortgage.

Investment Property

Conventional loans work best for investment properties, which is a property you plan to sell, rent, or flip, but not live in.

Rehab

If you want to buy a home to fix up. or want to improve, upgrade, repair or renovate your current home then the 203(k) rehab loan is your best choice.

Jumbo

Jumbo loans are high loans with low down payment and usually come with competitive interest rates.

Non-Qualified Mortgages

A Non-Qualified Mortgage is a home loan designed to help homeowners who can’t meet the strict criteria of a qualifying mortgage.

Bank Statement Program

A Bank Statement Program is a great loan option for self-employed borrowers to buy or refinance a home.

1099 Income Loan

If you are self employed another mortgage option would be the 1099 Income Loan which relies exclusively on the borrowers 1099 income.

Investor Cash Flow

This program allows for cash flow on a property to be used to qualify for a mortgage loan.

Asset Qualifier Program

This mortgage allows homebuyers to use their assets to qualify for a loan.

Foreign National

Loan option for borrowers outside the United States to finance homes here, which usually carry a higher interest rate than normal loans.

Interest Only

Borrowers can save money at the onset of a mortgage by opting for the Interest Only loan, principal is to be repaid at a specific date.

Profit And Loss Only

Profit and loss statement offers a way of showing the net income of a business by taking into account it’s revenue and offsetting expenses.

Ready to get started?

Speak to a Loan Specialist today (305) 590-3971